Title InsuranceBuying a residential or commercial property can be a complex and, at times, overwhelming endeavor. For many of us, our home or office structure will be the biggest financial investment of our lives. At Giordano, DelCollo, Werb & Gagne, LLC, we respect this process and all of its moving parts, no matter how small. So as to ensure a smooth and legal transaction, our team will perform a title search before settlement to ensure that the title of the property you are purchasing has no liens against it or any other encumberance which might prevent the sale or otherwise hinder the purchase. Upon settlement, we will also issue your title insurance.

What is Title Insurance?

The title on a piece of property refers to your right to own, use or otherwise control that property. The title takes into account all other previous owners and titles of that piece of property. In the case that there is any defect whatsoever in the title issued to you, title insurance is issued so that you are protected financially should such an issue arise. Though every title search is done with an incredible attention to detail, surprises can and do present themselves which is why title insurance, like all forms of insurance, exists in the first place. If a title is deemed as clear, your title will be created accordingly. However, if it is found later that the status of the title is in any way different than when the title was initially created, this policy will protect you financially related to future loss.

Got Questions? Ask Away!

We get more questions regarding title insurance than nearly any other service we provide or area of law we practice. So, if you have any questions about title insurance, why you need it or how it works, do not hesitate to ask.